StockMore pays your supplier directly. You receive inventory, sell it, and repay within 6 days. No cash disbursement — no diversion risk.
A closed-loop cycle that repeats — your credit grows with every successful repayment.
Submit application with trade history — approved within 24 hours
StockMore settles directly with your pre-vetted distributor
MoveMore logistics coordinates delivery to your location
Inventory on shelves immediately — start selling the same day
Repay within 6 days — each cycle grows your credit line
Why Merchants Choose StockMore
We solve the structural problem that micro-credit interventions consistently fail to close.
Capital Integrity
Capital is deployed as inventory, not cash. Every naira of your facility settles directly with your supplier — no risk of funds being diverted to non-business expenses before they reach your shelf.
Speed
From application to supplier payment in under 24 hours — so you never lose a sale to empty shelves. Transparent terms agreed upfront with no hidden charges.
Growth
Every successful repayment builds your merchant trade profile within the Astrix network. As your history grows, your credit line can be increased — unlocking TradeMore sourcing and SupplyMore hub proximity.
StockMore is available to vetted retail merchants in our active markets. We work with businesses of all sizes — from single-stall market traders to multi-point FMCG stockists — as long as you have an identifiable supplier relationship and at least 3 months of trading history.
Household goods, food items, and daily essentials retailers — our most common merchant category with fast inventory turnover cycles.
Smartphone accessories, electronics, and tech gadget retailers with established supplier chains.
Fabric, clothing, and fashion merchants in market trading corridors across Lagos and beyond.
Healthcare products, cosmetics, and personal care stockists with regulated supplier relationships.
Frequently Asked Questions
StockMore is an inventory asset-financing facility operated by Astrix Tradeworx Services Ltd. Instead of giving you cash, we pay your supplier directly for a confirmed stock order. You receive the goods, sell them, and repay us within 6 days.
Data across regional retail clusters shows that uncollateralized cash loans are frequently absorbed by non-business needs before they reach the shelf. By settling directly with your supplier, we guarantee that every naira goes exactly where it belongs: into your inventory.
Most applications are reviewed within 24 hours. Once approved, supplier payment is initiated immediately, and goods can be received the same day or next business day depending on your supplier's location and the MoveMore logistics schedule.
Repayment is due within 6 days of supplier payment — the maximum facility term. All terms, fees, and repayment dates are agreed upfront before any settlement clears. There are no hidden charges or variable rates.
Every successful repayment cycle builds your merchant trade profile within the Astrix network. As your history grows, your credit line can be reviewed and increased based on demonstrated repayment performance and transaction volume.